Every Basis Point Matters
At enterprise scale a single point of approval rate is a board-level number. Model yours.
Payment opportunity calculator
Executive business case
Every line shows the percentage or multiple used, applied to your inputs.
Your funnel
US$3,200M annual payment value → a 8 point approval gap to the 95% enterprise benchmark = US$256.0M of leakage → 32% of that is realistically recoverable, adjusted for your PSP and country complexity = US$96.3M recoverable.
Revenue opportunity
US$69.4M
72% of recoverable value captured
Customer lifetime value protected
US$183.0M
1.9× recoverable value over customer lifetime
Payment cost opportunity
US$3.4M
0.09% of annual payment value, scaled by estate complexity
Operational savings
US$1.1M
Recovery, support and reconciliation effort avoided per PSP and country
Executive productivity
US$0.4M
Reporting and investigation time returned to the business
Estimated EBITDA improvement
US$33.4M
42% of the revenue opportunity, plus the full payment cost opportunity, 60% of operational savings and 50% of productivity gains. Directional only — a PayIntel assessment produces the audited figure.
How the value accumulates
From today's approved revenue to a defensible EBITDA improvement — with the assumptions visible at every step.
Baseline
Current revenue
Approved payment value today
US$3.20B
8% of current revenue
Revenue leakage
Value lost at the payment step
US$256M
32% of leakage
Recoverable opportunity
Addressable with diagnosis and prioritised action
US$82M
72% of recoverable
Expected improvement
Realistic 12-month capture at measured confidence
US$59M
42% of improvement + cost & productivity effects
Enterprise value
Revenue, cost and productivity effects combined
US$25M EBITDA
Illustrative Enterprise payment scorecard
Typical maturity scores we observe in large payment estates. Your own scores are measured during an assessment.
Fragmented across providers and markets
Manual, slow, evidence-light
No prioritisation by business value
Lessons lost when teams change
What the business case rests on
- A measured baseline before any change is made
- Recommendations scored by expected business impact and confidence
- Realised impact reported in basis points and recovered value
- Cost and productivity effects counted alongside revenue
A basis point of approval rate is not a payments metric.It is an earnings metric.
Calculate My Opportunity
Request an enterprise Payment Opportunity Snapshot built from your own estate.