Meet Manish Gupta and Karan Kamal, co-founders of PayIntel
PayIntel is founder-led. Both co-founders spent years inside enterprise payment operations and saw the same unaddressed problem in every organisation: payments were processed well and understood poorly.
A career spent between enterprise merchants, payment providers and product organisations: designing authorisation flows, negotiating provider accountability and translating payment data into commercial decisions.
That experience produced one conclusion. Enterprises are well served in payment processing and poorly served in payment intelligence.
Experience highlights
15+
Years in payments
Enterprise and provider side
Global
Ecosystem coverage
Multi-region, multi-PSP
100%
Merchant-side
Aligned to your outcomes
Career timeline
Career start
Enterprise payment operations
Running payment flows for large merchants across multiple regions and providers.
Scale years
Global payment ecosystems
Working across gateways, PSPs, acquirers and networks on authorisation, routing and cost.
FinTech
Merchant payments and platforms
Building and launching payment products used by enterprise commerce teams.
Product leadership
AI and data products
Leading product organisations where machine learning had to produce decisions, not dashboards.
Today
PayIntel
Defining Enterprise Payment Intelligence as an independent enterprise category.
Why PayIntel was created
Payment infrastructure kept improving. Payment intelligence kept being left to chance.
Years helping enterprises process payments
Every project ended the same way: the payment worked, and no one could explain what the failures had cost the business.
No one was building enterprise payment intelligence
Providers optimised their own economics. Analytics tools reported history. Nobody owned continuous improvement of enterprise payment intelligence.
The vision: Enterprise Payment Intelligence
An independent, read-only intelligence layer that diagnoses why payments fail, prioritises actions by business value and accumulates Enterprise Memory over time.
Advisory board — forming
We are assembling advisors from enterprise commerce, payment operations, risk and applied AI to guide the category as it develops.
Talk directly with the founder
An executive discovery session on your payment intelligence, business case and roadmap.